Privacy Policy
At OSAP Calculator, we respect your privacy and are committed to providing a safe, transparent, and user-friendly experience. This Privacy Policy explains what information may be collected when you use our website, how that information may be used, and the steps we take to protect user privacy.
By accessing or using OSAP Calculator, you agree to the practices described in this Privacy Policy.
Information We Collect
OSAP Calculator is designed to be used without creating an account or providing sensitive personal information. We do not request passwords, banking details, government identification numbers, or other confidential financial information.
However, certain basic information may be collected automatically, including:
- Browser type
- Device type
- IP address
- Pages visited
- Referral source
- Time spent on the website
- General usage statistics
This information helps us improve website functionality, performance, security, and overall user experience.
Calculator Information
When you enter educational or financial information into the calculator, that data is processed solely to generate funding estimates and related calculations. The information entered into the calculator is not intended to identify you personally.
Users should avoid entering highly sensitive personal information that is not required for calculation purposes.
Cookies
OSAP Calculator may use cookies and similar technologies to improve website functionality, remember preferences, analyze traffic, and support advertising services when applicable.
Cookies may be used for the following purposes:
| Cookie Use | Purpose |
|---|---|
| Analytics | Measure website performance and usage |
| Preferences | Improve user experience |
| Security | Prevent abuse and protect the website |
| Advertising | Display relevant advertisements |
Most web browsers allow users to manage or disable cookies through browser settings. Disabling cookies may affect certain website features and functionality.
Third Party Services
OSAP Calculator may utilize trusted third-party services for analytics, website performance monitoring, advertising, and related functionality. These services may collect limited information according to their own privacy policies.
Examples may include:
- Website analytics providers
- Advertising partners
- Hosting providers
- Security and performance services
We do not sell, rent, or trade personal information to third parties.
Data Security
We take reasonable measures to protect the information collected through our website. While we strive to maintain a secure environment, no online service can guarantee complete security against every possible risk.
Users should always exercise caution when sharing information online and avoid submitting unnecessary sensitive data through website forms or tools.
Children’s Privacy
OSAP Calculator is intended for general educational planning purposes and is not specifically directed toward children under the age of 13. We do not knowingly collect personal information from children.
If you believe a child has provided personal information through our website, please contact us so appropriate action can be taken.
Updates to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our services, legal requirements, or website operations. Any updates will be published on this page along with the revised effective date.
We encourage users to review this page periodically to stay informed about how information is handled.
Contact Us
If you have questions regarding this Privacy Policy or the privacy practices of OSAP Calculator, please contact us through our Contact page.